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PromiseOne Bank (Credit Administrator Trainee)

Author
Annie Park
Date
2024-02-27 16:41
Views
3107

좋은 사람들이 모여있는 좋은 은행, 프라미스원 (PromiseOne Bank) 은행에서 함께 성장해나갈 인재를 찾습니다.


Position: Credit Administrator Trainee


[Job Overview]
The Credit Administrator Trainee will work under the tutelage of the Senior Credit Administrator with the goal of being able to independently
carry out the duties and responsibilities of a Credit Administrator within 12 months of hire. 
Credit Administration Officer is responsible for managing the bank’s loan origination, servicing and liquidation functions to ensure
sound credit approval and compliance with loan policies, procedures, guidelines, lending-related regulations, and SBA SOP.

 Underwrite credit memos for Rated Loan Status Reports, new loans, renewals, change in terms, short-term extensions, and other requests.
 Request required documentation, financials, and other information from borrowers/customers Assist in the preparation of loan-related reports for
    management and board of directors 
 Assist in planning, organizing, and implementing special projects commissioned by the bank’s senior management.
 Monitor the 3rd party due diligence framework 
 Review credit memos for all types of loans to identify key issues and to ensure the loan is in accordance with bank credit policies and regulatory
    requirements.
 Review loan files and SBA required documents to ensure they meet all eligibility requirements prior to loan closings.
 Provide support with loan review functions internally/externally.
 Proactively organize and inform lending staff on updates to the credit policies, procedures and guidelines.


[Requirements/Qualifications]
 Bachelor’s Degree
 6 plus months of experience in banking related to commercial lending and credit underwriting Knowledge in SBA SOP
 Finance experience in understanding cash flow analysis for both personal and corporate levels Intermediate computer proficiency 
 Fluency in the English language
 Ability to learn bank specific software


We offer Competitive Compensation & Excellent Benefit package

 Monthly Auto-Allowance
 Medical, Dental, Vision, & Life Insurance
 401(k), Paid Vacation and Sick Leave


If you are interested in working with us, please email your resume* to Career@promiseone.bank

PromiseOne Bank is an Equal Opportunity Employer.

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